BongoPay gives Tanzanian businesses a single API to accept mobile money, send USSD push prompts, issue payment links, and manage withdrawals — all from one trusted platform.
No setup fees · 6% per transaction · Withdraw any time
From your first transaction to large-scale integrations, BongoPay handles the complexity so you can focus on your business.
Push payment prompts directly to M-Pesa, Airtel Money, and Tigo Pesa customers via the Selcom network.
Create shareable payment links in seconds. Share on WhatsApp, Instagram, or your website — no code required.
Full REST API with Bearer auth, JSON responses, webhook signatures, and sandbox environment.
Track every transaction, monitor balances, and export reports from your real-time merchant dashboard.
NIDA document review, admin approval flow, and audit logs ensure every merchant is verified.
Request withdrawals to your mobile money or bank account directly from the dashboard.
Getting started with BongoPay takes minutes, not days.
Sign up with your business email, add your business name and phone number — no credit card required.
Submit your business details and NIDA/KYC documents. Our team reviews and approves quickly.
Generate API keys, create payment links, or integrate our REST API. You're live in minutes.
BongoPay's clean REST API lets you create payments, check status, list transactions, and verify webhook signatures — all with simple Bearer token auth.
$ curl -X POST https://bongopay.net/api/v1/payments/create \
-H "Authorization: Bearer sk_live_xxxx" \
-H "Content-Type: application/json" \
-d '{
"amount": 50000,
"currency": "TZS",
"order_id": "ORDER-1001",
"customer_name": "Amina Hassan",
"customer_phone": "255712345678",
"description": "Premium subscription",
"callback_url": "https://yoursite.com/webhook",
"return_url": "https://yoursite.com/thanks"
}'
// Response
{
"status": "success",
"checkout_url": "https://pay.selcom.net/...",
"transaction_id": "TXN-20240515-8842"
}Businesses across Tanzania use BongoPay to accept payments and grow every day.
Before BongoPay we were collecting payments manually on Instagram and missing so many customers. Now I share one payment link on WhatsApp and get paid instantly. The dashboard shows everything clearly.
The API integration took me under two hours. USSD push works exactly as documented — the customer gets a prompt, they approve, and my system receives the webhook instantly. Clean and reliable.
Withdrawals are processed fast and the balance dashboard is always accurate. Finally a Tanzanian payment platform that actually works and doesn't keep you guessing where your money is.
One transparent platform fee covers transaction processing, dashboard access, API integration, and support.
For individuals and small businesses
For developers building integrations
For high-volume platforms
Your credentials, your customers' data, and your funds are protected by industry-standard security controls.
API secret keys are hashed server-side and never stored in plain text. Once generated, only you see the secret.
Every form and state-changing action is protected by CSRF tokens to prevent cross-site request forgery.
All database queries use PDO prepared statements, eliminating SQL injection risks entirely.
Every sensitive action — login, API key creation, withdrawal — is logged with user ID, IP, and timestamp.
Selcom API credentials are stored only on BongoPay servers and never exposed to merchants or developers.
Merchants must complete NIDA-backed identity verification before accessing live payment capabilities.
Everything you need to know before getting started.
BongoPay is powered by the Selcom network, supporting M-Pesa, Airtel Money, Tigo Pesa, and Halo Pesa across Tanzania. Customers receive a USSD push prompt or complete payment via a hosted checkout link.
Yes. The direct mobile money endpoint sends a USSD/wallet push notification to the customer's phone. They simply approve the payment — no app download or redirect needed.
BongoPay charges a flat 6% platform fee per successful transaction. There are absolutely no monthly fees, setup fees, or hidden charges. You only pay when you get paid.
Request a withdrawal from your dashboard at any time. Funds are transferred to your registered mobile money number or bank account after admin review, typically within one business day.
Account review typically takes 1–2 business days after you submit your business details and NIDA/identity documents. You'll receive an email confirmation as soon as you're approved for live API access.
Currently BongoPay is optimized for the Tanzanian market via the Selcom network. We're exploring East African expansion — contact us for partnership and integration inquiries.
Yes. Payment Links let you create shareable payment pages in seconds with no code — perfect for WhatsApp sellers, Instagram shops, and service businesses. The REST API is available for developers who need deeper integration.
Join Tanzanian businesses using BongoPay to accept mobile money, manage balances, and pay out withdrawals — all from one dashboard.